The past few years have been hard on the American pocketbook - and psyche. Just when we think we see the light at the end of the recessionary tunnel, something happens to make us pull our belts a little tighter and dampen our spirits. Many of us have had to curtail spending for quite some time, and with the holiday season (read, shopping season) coming up fast, we're itching just to let go and spend like it's 1999.
Life insurance for kids: Long term benefits come from early investment
Being protective goes hand-in-hand with being a parent. From hand sanitizer gel to bike helmets to high-tech car seats, moms and dads will go to the ends of the earth to keep their little ones safe, sound and happy. But eventually, the scrapes and bruises no longer need a healing kiss, the training wheels come off the bike and the day comes when they're driving to school - not just high school, but college. You might be surprised, but there are actions you can take now that will protect them then - and even beyond.
A family endowment is something that may benefit everyone in a family - including you. The goals of an endowment are simple - accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future generations. Here are five guidelines that, if followed, may assist you in creating and preserving a family endowment.
The new year is a time for celebration, but it's also time for planning. For many Americans, that means reviewing your budget for the next year and setting some financial goals. As with any other goals, the key to achieving your financial goals is laying out a process that will ultimately lead you to success.
Safeguard your privacy while shopping online this holiday season
With each passing year, more Americans turn to the Internet to do their holiday shopping. In fact, more than 52 million people shopped online from work during last year's holiday season, according to the National Retail Federation. While many consumers are familiar with shopping online, it's still important to take some necessary precautions to protect your privacy.
